Finance and Lease Computers and Office, Hardware Machinery and Equipment, New and Used, Leasing and Financing Programs Update, Part1 | Scribd

Finance and lease computers and office, hardware, machinery and equipment programs are still available for new and used computer and office equipment, however leasing and financing volume for the first part of 2010, was basically flat for most United States Industries.

Even though we are going through tough credit times, computers and office, hardware, machinery and equipment financing and leasing is still available for the good credit applicant and also for the not so good applicant. We are going to discuss the available computer and office finance and lease programs in general to give you an idea that money is still available for start up and seasoned businesses.

First we are going to start with the applicant with great credit. That would be an applicant with 680 or higher credit and time in business that exceeds three years. The applicant should not have any prior bankruptcies and should have low debt ratios. This applicant can qualify up to ,000 to ,000 application only programs. Additionally, this gives the good credit applicant a good opportunity to acquire a great lending rate. If the applicant seeks more than ,000, they will have to provide more documentation to qualify. This would include two years prior years business and personal income tax returns and the summary page of your last three months business bank statements.( high average bank balances are looked at favorable)  A personal financial statement might be required as well as interim financial statements. A copy of the invoice detailing the computer and office equipment acquisition would be required as well..

 

Applicants with personal credit scores between 650 and higher still have a good opportunity to acquire their desired computer and office equipment acquisition. They should have a minimum of three years in business without prior bankruptcies. Low debt to income ratios are also looked at favorable. Additionally, some lenders still might offer application only programs and anything beyond the minimum application only levels would require the same documentation as above.

 

With the second tier credit described above, the rates will be slightly higher than “A” Credit with great computer and office equipment and machinery financing and leasing opportunities available.

 

Applicants with Credit scores between 600-650, there are many computer and office equipment lending programs available without perfect credit. Even though there may be some dings on the applicant’s credit, there are still financing and leasing opportunities out in the financing market. There won’t be application only programs but plenty of lenders will look at you. Once again, strong healthy bank balances with time in business with profitable operations showing on your tax return is a big plus… Usually, full documentation information is required. The front money in these financing programs can run anywhere from 10-20% where as the first two programs can run as low as the first two payments..

There are other lenders that are not credit driven, but are story book driven. They work with start ups and seasoned businesses without perfect credit. They are more cash driven, and require some additional requirements to qualify. These lenders rates are higher than the computer and office programs described above but gives the applicant options that might be available elsewhere..

 There are other lenders that are not credit driven at all but look at the free and clear assets that are available to the lender. Most lenders like machinery, bulldozers, trucks, excavators, etc that have retained a good value. These are cash poor applicants but have good qualified assets that the lender will qualify.

These lenders have their own formula to work out a lending base. One should call to find out the particular details (Copies of free and Clear Titles are required).These finance and lease programs can finance up to ,000,000 or more based upon qualified assets. 

 In this recession, many lenders have had to focus on their repossessed computer hardware and office equipment inventories instead of normal business due to cash flow demands, out of balance credit lines with their own lenders, and competing with other lenders for the small supply of buyers in the market place.

 In the prior better times, there were many application only programs up to 0,000 and 0,000. This meant there were no financial statements, tax returns or bank statements required. Today, there are less application only lending programs available, or the available programs require more information and their rate factors are higher than before. Due to problems in the computer industries, many lenders have gone back to more conventional lending requirements.

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These lending changes have a tremendous impact on normal business for marginal credit buyers, start up businesses and more mature businesses. One interesting area that has arisen out of this economic downturn is dealer/special financing. With all the repossessions in the market place today, buyers still have a unique business opportunity to acquire a repossession with a credit score as low as 550. Repossessions can be obtained with very little or no money down, sixty months to repay, regardless of age, and more favorable financing terms than conventional financing.

 

Since new business capital is difficult to obtain, it is suggested that the start up and seasoned business examine the repo markets. This could be a rewarding in the combination of both price and financing.

 Remember, there are finance and lease programs that go into the millions for larger applicants, obvious they will require full documentation packages.

 If conventional isn’t available to you for whatever reason, please check out the repossession market and see what deals you may be eligible for poor applicants but have good qualified assets that the lender will qualify.

 Happy hunting for your new and used computer and office, hardware, equipment and machinery acquisition and its related financing 

 

Buy Used Computers, Save your Hard-Earned Money and Our Beloved Earth

Isn’t it a good idea to buy a used computer by paying half or even lesser than its original market price? Wondering whether it will be a prudent decision or not? Well, there are a number of benefits of buying a used computer. In this article has been designed to make you well versed about the benefits of buying old computer.

 

Computers have become an integral part of our day-to-day life. Whether you are a student or an executive it is equally important and essential to both of them. To buy a computer you need to spend a hefty amount of money, and for many it is not always easy to afford a new computer. The best solution is to buy a used, or refurbished, computer.

 

Opting for a used computer means you are buying a computer that has been used by someone earlier. You may ask why a user sells a computer. Well, there are a number of reasons. The domain of technology has been changing rapidly. And there are users who want an upgraded brand new computer all the time. As a result, they sell their computer off which is almost new.

 

Buying a used computer means you are getting a computer that has been in excellent working condition. Since there is no dearth of used computers and with just a quick online search you can easily locate one. For used computer you will receive a limited warranty. You can also consult a computer repair service provider for further tech support.

 

Since these computers are used, there is no question about their performance. So, it is certain that you are going to get a high quality used computer. The companies that sell used computer they also check the quality of the computer before selling because it establishes a good reputation about their company. For this reason, you will get the computer which will look and perform like a brand new.

 

By purchasing a used computer you are helping protect the environment. Components of a computer comprise varieties of harmful chemicals, carcinogens and heavy metals that are very much harmful for our ambiance. So, buying a used computer protects the environment.

 

Used computer are available at a price of 30% or less deduction of the price of a brand new computer. In addition, there are also special discount offers. Branded computers like Dell, Apple, and HP which are known for their quality could easily be afforded.

 

Whether you are looking for a computer for performing your office job or for playing computer games, you will easily find your desirable one at a very convenient price. Choose your PC and enjoy happy computing.

How Is Satellite Technology Used In Broadcasting

Technology is something that will never perish, in fact it would be better to say, will always remain evolving with the better results contributing varied things and adding essence of development to the economy. Different technology contribute different things, out of which Satellite Technology is quite innovative. Satellite Technology has come up with lot of other innovations which has made the lives of humans quite easier. The benefits that the Satellite Technology has imparted to the world are highly considerable and consist the following: Satellite Technology has made the media broadcasting quite easier. With the Satellite Technology, the commercial activities, corporate activities and the private level activities have all been boosted very highly. Satellite Technology is also used during the times of natural disasters, when nothing else can help. Satellite Technology is used for the national security emergencies to protect the people from invasions. Such benefits are so highly considerable that the Satellite Technology has made the lives of humans to be impossible in its absence. And so, it is very important to know how does this Satellite Technology assist Broadcasting services and what benefits does Satellite Technology impart. With the Satellite Technology, there are quite a bunch of services like Internet over Satellite, multi-media services, teleport services, TV broadcasting, Radio broadcasting, etc. All these services are available through Satellite Technology, that can be bought as per your budget. The Satellite Technology is used for all the possible purposes as well as end-to-end teleport solutions that can be thought of, like multimedia broadcasting, content distribution, IP connectivity & other telecom satcom requirements, no matter wherever you are located with the help of multiple remote hubs. Different other complete engineering support for teleport deployment starting from design, planning, program management, installation, integration, commissioning as well as implementation of teleport facilities with all time support for maintainence & network operations. Also, there are many different types of Broadcasting facilities available with the help of Satellite Technology that can be seen as below: Solutions for Radio & TV through both, fixed and mobile earth solutions. Uplinking of major TV & Radio Channels with the Fixed Earth Solutions. Digital TV signals & digital data services with Mobile Earth Stations. Television Receive Only, in terms of fixed & transportable TVRO systems & services. Facilitation of Radio Stations for broadcasting digital radio programs as well as data towards satellite receivers by Digital Audio Broadcasting Service. Different other very famous products like DTH-the highest sold Satellite broadcasting by Satellite Technology, that is used in homes across the globes, divided as per their locations to distribute the television or radio signals from very high-power geostationary satellites to the small dish antennas as well as the small satellite receivers. The internet & computer based TV broadcasting as well as Radio broadcasting is also creating waves due to the greater advantages like portabilities, flexibility & cost effective services. With this, the most effective, potential & cost saving Satellite Technology brings simplicity to the very complex broadcasting services.

Benefits of Buying Used Science Fiction Books at an Online books Store

Science fiction is a type of fiction that advanced in science, or get in touch with more scientifically highly developed civilizations, make circumstances dissimilar from those of equally the present day and the known past. Even though science fiction is a lot written for the most part to entertain, a lot of authors bring into play the genre to endow with insight keen on science, society, or the human condition.

Nearly all science fiction written between 1926 and the early 1950s come into view in science fiction magazines. In view of the fact that, at present, there has been a massive increase in the amount of written science fiction published, however there are still important new and used science fiction books published in magazines and now also in online books stores.

Buying New and Used Science Fiction Books online is a wonderful way to find New and Used Science Fiction Books that are no longer in print because there are readers who are willing to sell them at a reasonable cost after they are through with them. Once you get started buying New and Used Science Fiction Books on the Internet, you may even want to consider selling some of your own.

There are many online retailers of New and Used Science Fiction Books, and many places to buy New and Used Science Fiction Books online. Getting them cheap can be a great alternative to buying books at the online books store. They offer a large selection of New and Used Science Fiction Books and recently, many other items as well.

Online Books Store is the prevalent truthfully self-regulating marketplace, which offering you the facility to buy new and used science fiction books from anywhere, at anytime, around the globe.

This Online Books Stores specialized in New and Used Science Fiction Books and Fantasy Books and also have many other fine books. You could search or browse the inventory of hard to find, out of print, rare, second hand, and used science fiction books. If you could not able to find the new or used science fiction books that you want to buy you can fill out search box or form and Online Books Store perform a book search for you from its inventory.

GrabMore.com is a Safe and Secure Book Store, intended for Shopping, New and Used Science Fiction Books, Rare and Out of Print Science Fiction Books Online.

What Is The Difference Between Used Computers And Refurbished Computers

It is a well known fact that not everyone out there will be able to buy high end fresh computers. While the very basic computers and laptops cost very less, it is of no use in buying them in this technologically advanced world of today. To enjoy the latest technologies like the true life like games with great graphics and the most advanced computer programs you will have to buy the computers and laptops packed with modern accessories. It is a well known fact that not everyone out there will be able to buy high end fresh computers.While the very basic computers and laptops cost very less, it is of no use in buying them in this technologically advanced world of today.

To enjoy the latest technologies like the true life like games with great graphics and the most advanced computer programs you will have to buy the computers and laptops packed with modern accessories. If buying new computers is not your option, you will certainly look for used computers. Upon looking for used computers online, you’d have stumbled on the phrase “Refurbished computer”. And now with the eager of finding the difference between the used computers and the refurbished computers, you have landed on this article. Just keep on reading to find the answer.

Simply explained, the refurbished computers are the used computers that near the quality of the new computers. Now you may wonder whether the used computers in good working condition are called as refurbished computers. The answer is “No”. Refurbished computers are developed form the good working parts from different computers.

The main difference between the refurbished computers and the used computers is that the refurbished ones are passed through various tests to ensure the working condition. In fact the test parameters will be set to factory settings and the used computer should pass this test to be called as a refurbished computer. As the test conditions are set to factory defaults, these refurbished computers and laptops will near the quality of the new ones. The warranty coverage is another difference of the refurbished computers. The suppliers of the refurbished computers will offer a minimum of one year warranty as in the new computers. In the case of used computers, there will be no warranty. They may even fail as soon as you plug the computer in your home. The warranty coverage option of the refurbished computers makes them the first choice if you are a computer novice.

There are a few refurbished computer suppliers who can assemble as computer for you based on your budget. The used computer sales are often not bound by the law and so you cannot get your money back from the suppliers in any case. On the other hand the refurbished computers are sold with proper billing and registration. In case of any manufacturer defects you can always return the refurbished computer back to the supplier and get your money back. Obviously if you are looking for a used computer that nears the quality of the new ones and comes up with attractive warranties, the refurbished computers are made for you. Article Tags: Used Computers, Refurbished Computers, Used Computer

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Top 5 Reasons the Used Technology Industry is Evolving

Buying used products often comes with a negative connotation.  For example, used car sales  are often seen as a ‘shady’ way of purchasing a reliable vehicle. Horror stories of rip-offs, unanswered calls and pressure cooker sales techniques are abound in the used product industry.

The public outlook on used products is currently in a state of flux though.  Buying used is fast becoming a valid alternative to expensive new purchases during these trim economic times.  Not only are used products a cost-saving alternative, they also are more reliable than ever as online resellers establish customer friendly reputations.  I’d like to take this opportunity to expound on the ‘Top 5′ changing reasons to utilize a used product reseller, specifically in the information technology sector.

1.  Cost

Companies across the board need to save every extra dime nowadays.  Many businesses are trimming their overhead by cutting jobs and concentrating on core  services.  Another way companies can drastically reduce their costs is by purchasing used network hardware for their IT infrastructure. Buying a used router, switch or server can often mean the difference in thousands of dollars.

2.  Rising Quality

The days of shady resellers are over.  Many current online technology resellers are gaining great reputations for good return policies, great customer service and incredible prices.   Resellers also have larger product inventories than ever before, matching many straight-from-the-source stores in both quantity and quality.

Resellers understand that there is a large existing consumer market that wants both affordability and quality.  This combo of traits used to be unheard of.  However, cutting edge processing techniques now allow resellers to provide top notch products at great prices.

3.  Eco-Friendly

Buying used saves our environment. The constant need to upgrade to the newest and best technology has been putting a strain on our environment as old equipment is constantly trashed.

The re-use of technology equipment prevents the unnecessary and costly disposal of used hardware, which often ends up in our country’s landfills.  The ‘green’ way of doing things involves recycling used hardware and re-using it in an efficient and responsible manner.

4.  Evolving Market

The advent of the internet has given the resale market the tools to collaborate, organize and become ‘official.’  Various collective organizations, such as Uneda, for the used network hardware industry, provide oversight, ensure the highest in product quality, and prevent instances of counterfeit and fraud.

These alliances create a safe and efficient environment for used hardware customers to make a purchase.  They are helping eradicate the dark days of resale, wrought with ‘used car salesman’ horror stories.

5.  Customer Service

Several years ago,  online stores in general were renowned for their horrible customer service, perhaps only overshadowed by the telecom companies.  The recent popularity and security imbued to online purchases have created a rising need for good customer service.

Many online technology resellers now provide top notch customer help: utilizing expert engineers and Q/A technicians to work out every customer’s needs.  Whether a customer wants to chat online, email or phone in, a new age of ‘getting it worked out’ is upon us.

Effective Internet Marketing Tool Can Be Used By The Business!

Internet marketing is quickly growing in popularity. This is because people are beginning to realize the true potential of the internet for business. Competition is becoming stiffer by the moment. Because of this you need some sort of edge. People make use of internet marketing tools in order to get that edge. They make use of internet marketing tools in order to make sure that they remain on top of the competition. Different internet marketing tools are in use and yet it can be observed that only a few are actually quite effective. So what does make an effective internet marketing tool?1) Direction – An internet marketing tool should be able to pursue a certain goal. This means that an effective marketing tool needs to be targeted towards a certain direction in order to be truly effective. Let\’s take advertisements, for more details visit to www.marketers-traffic-course.com for example. The goal of an advertisement is to get people to do something. Now, the goal of this internet marketing tool should be tied to your goal as a company. Whatever the advertisement is trying to get people to do must bring the company closer to its goals. The direction that the tool has must be united with the goals of the company.2) Understandability – Potential customers must be able to grasp the message that an internet marketing tool is trying to convey. Although what the company is trying to convey can be hidden subtly within the internet marketing tool, it must be quite clear to the average observer. Some sites make use of articles as internet marketing tools. These articles may contain useful information regarding whatever topic that the person chooses but it should also contain subtle promotions of the product that the site is trying to sell. This might not be a blatant sales pitch, but the reader understands that the author also wants to convey the superiority of a certain product.3) Accessibility – A good internet marketing tool should be located where it can be easily accessed by people. No matter how good an advertisement is, if no one can see it, for more details visit to www.forum-marketing-videos.com then it is useless. It should be known that people are the target of internet marketing tools and that these people can have various interests. Thus, a company can choose to place its internet marketing tool where it receives the most attention by all people, or it can place the tool where it can attract the attention of the target market.4) Adaptability – An effective internet marketing tool should be adaptable to the various changes in life. It should take advantage of the various opportunities that can be found everywhere in business. It should be able to change like a chameleon and look natural in every new surroundings. Adaptability will ensure that the internet marketing tool will remain effective for a long time to come.As you have seen there are different factors that make an effective internet marketing tool. These factors, when combined can make sure that the business would remain at the top of the game. An effective internet marketing tool can be used by the business to reach it goals and capture its target market.That\’s not all, though. An effective internet marketing tool will ensure not only the success, but the survival of a company even after the tool is gone. When you cannot get a company\’s name out of your mind that\’s when an internet marketing tool would be called effective.

Useful Tips for Buying Used Computers

In this modern era, high tech devices that are very expensive like the computers can be replaced with cheaper ones. Such cheap computers mostly come in the form of used computers. Used computers can be found in abundance in the used computer warehouses in various places, even in the local area of the prospective buyer’s residence. However there is no guarantee of quality when buying a used computer. The buyer has to take his own personal risk in doing so. But, if the buyer is ready to spend some money in upgrading the level of the used computer and also some time checking the quality of the used computer before purchase, it will save him from loss. Used computers can save a lot of money for the buyer when compared to buying a new computer. There are many who cannot afford to buy a new computer like the students who do not have any source of income but definitely require computers. For such people, used computers come as a boon.

Also, used computers need not always be second hand computers. They can also be recertified or refurbished computers. Refurbished or recertified computers are those, which are checked for any faults, if any corrected and sold with a warranty ensuring the working condition of the computer to be perfect. Hence, such computers are considered to be the safest form of buying a used computer. Refurbished computers can be bought from many of the online stores at very less prices. Quality computer manufacturers also sell such kind of recertified or refurbished computers. However, certain measures need to be taken while buying such kind of computers.

The prime aspect to be considered while purchasing a used or refurbished computer is to look for a good branded one. There are various companies who sell used computers or refurbished computers. The main reasons for opting for a branded one is that it comes with a warranty and also the buyer can be sure that the parts used are of good quality.

While buying used or refurbished computers related software documents, licenses and paperwork have to be got from the seller as this will avoid stolen computers being passed off as used computers to the buyer. If possible working for some time on the used computer will determine its efficiency. Most of the reputed dealers would allow the purchaser to use the computer for a shorter period to check the quality before purchase.

While checking for the efficiency of the used computer, it is good to check if the booting process is smooth, as most of the problems occur during booting and also to check all the sound drivers, video, graphics, monitor, mouse, keyboard etc. CD drives and hard disks also need to be checked. Another aspect is the support system offered for the used computer whether technical or non-technical, support staff capabilities and the number of support staff which determine the quality of service offered. If the purchaser is not satisfied, he can very well think of another choice.

How to Sell Used Computers

Many people sell their used computers for a variety of reasons. Some sell their used computer instead of throwing them as a trash get some money from them, while others sell their used computers to buy new computers with the latest features and technology. Not only individuals sell their used computers, but also large numbers of organizations or firms sell their used computers. They do so because the computer systems may require maintenance and repairs, after some time due to the decrease in performance seen in the computers after some years. Instead of spending more money on the maintenance and repairs they sell and gain money, as there is a great demand for used computers. Such companies easily sell their used computers online through auctions or exchange for new computers with less effort in no time.

Used computers are bought by either students who do not have good savings or earnings or they are bought by educational institutions like the schools and universities. Some parents buy used computers for their children just for browsing the Internet and to play games. For this purpose, a used computer is more than sufficient than spending huge amounts on a new computer. These target segments however require used computers in a good working condition as well as for a lesser price. Most of the used computers are sold in the online market, as it attracts all sorts of buyers. There are many numbers of online classifieds or auctions or online dealers who sell used computers. Selling used computers are a better option than throwing them as trash or keeping them in a corner occupying space and collecting dust.

The first and important step is to improve the appearance of the used computer by wiping it clean free of dust and dirt. Any buyer would get impressed by the way the computer looks, looks make the first impression. The selling price of a clean used computer is always better than the one, which is full of dirt and dust.

All the software manual, operating system and other supporting discs that came with the computer should be in tact. This will add more value, when selling the used computer and also will make the buyer consider the person who is selling the used computer as a trusted seller.

The most important thing to do before selling a used computer is to erase all the personal details or information from the hard disk or drive. Instead of just putting them in the trash folder it is very important to purge all the personal data from the computer’s memory, even invisible backup files can cause danger. A tech savvy person’s help can be got if the seller does not know how to do it. If not done it may lead to accessing the bank accounts, or emails by any unknown person leading to identity theft. For that when there is a remedy. Unused scanners, printers can also be bundled with the sale of the used computer. A buyer may sometime value it. The benefits or features of the computer can be highlighted for better sales.

Used Computers (Desktops/Laptops)- What To Look For?

Nowadays desktops and laptops are much more durable and dependable that they were just five years ago. Therefore, buying a used or refurbished computer is becoming more of a trend.
Suppliers replace their computers on average every 6 months and companies frequently upgrade their equipment. Buying one of these used or refurbished computers can save you a lot of money while still using a quite up to date technology. This is even more relevant if you are not a heavy user (i.e. most of your time on a computer is spent online, you may use a few standard applications once in a while). Even modestly priced computers will more than suffice for these types of demand.
Thinking about buying a used or refurbished desktop or laptop?
Buying a computer is not at all an easy job, one has look get detailed information of the available computers of good and reputed brands. One must take into consideration the size, color, configurations, features etc… While your computer should correspond to your personality and lifestyle, you should always keep in mind the reputation of the brand in the market. Brand counts a lot; you can render good service by the manufacturer if your computer is damaged.
Important handy Tips before buying a computer…
* Verify if the brand is reputed and always buy a good reputed brand. Read about customer service experience for that specific computer issues.
* Check the warranty/guarantee of the computer (seek out computers which still have warranty/guarantee remaining)
* Compare the price of the new model in the market with what price your buying your used computer, try to get the best bargain. i.e. a two year old computer should not be bought for more than half of its original price.
* Check if the computer is outdated (if out of production it is difficult to get spare parts)
* Is the operating system current (Windows Vista/Windows Xp). Earlier versions probably run slower (windows 2000) and would not be advisable unless your needs are limited (i.e. web surfing, Word…). In any event, stay away with computers running on Windows 98 (granted you don’t find many anymore). Also be aware of Windows Vista. Many users are reverting back to XP and that is even more obvious in the corporate world. Why? Vista looks nice but doesn’t bring many technical improvements; therefore IT managers are not willing to implement something new when what they have works just fine. Some domestic users just don’t like the new way of navigation within the Vista Operating System.
* Check if the configuration of the computer you are buying is good.
* Check the speed of the processor. If possible start the computer and see how long it takes to fully turn on. If its slow just turning on, imagine the lack of speed once you start adding software..
Additional Tips for laptops
* Is the battery life good? (search for the computers with a very good battery backup).
* Check for the screen size of the computer your buying and see to it that it is not exceeding the Normal (normally the screen size should be between 15-17). Less than that generally translates in older computers and increases the chance of age failure. Once the screen breaks, you are often better of changing the whole computer.
* Review the connectivity of the computer (Network, USB, Video, Audio…) look to it that it has a good connectivity including wireless.
* Check out the weight. Ensure the computer is light enough for you to carry.
* More details at http://www.bestlaptopsreviews.com/index.php/Used-Notebooks.html
Where to buy used computers:
* Online auctions. Pro: Often offer the best prices. Cons: Cannot validate the accuracy of the described item. No warranty. Tip 1: Some companies will offer warranty for up to two years, the cost is about 12% to 18% of the purchase price. Tip2: Buy from sellers with great feedback, do not hesitate to contact the seller with questions prior to bidding.
* Online marketplaces: Pro: Set prices and quantities – Sometime warranty is available. Cons: Prices can vary a lot, do your homework.
* http://Craiglist.com Contacting sellers on http://Craiglist.com in your local area gives you a chance to meet with the owner and physically test the computer before the purchase
Where to buy refurbished computers:
Refurbished computers can be a great way to buy as they have warranties and are generally sold by manufacturers or companies affiliated with them.
* Manufacturers websites will tell you how to buy directly from them or from their authorized sellers. Pros: Warranty, established companies. Cons: Prices are higher than regular auctions (you pay more for peace of mind)
Buying a used or refurbished computer can be a great way to save money. If you use some of the advice discussed above you can avoid many pitfalls. One last thing concerning laptops, make sure you have a good bag to protect your computer from a fatal accident. Your bag should be big enough for a 17 inch screen computer as it is rapidly becoming the norm, you will probably change your computer within a few years, the bag you may keep a lot longer.
Good Buy!